If you are a POA (Power of Attorney) or are looking to add one to your account(s), there are a few documents we need as well as a few procedures to note.


  • Bring the full Power of Attorney document to the branch location.
  • Power of Attorneys cannot be joint owners on the account they are Power of Attorney for. 
  • The principal (the account owner) must be present when adding the Power of Attorney to the account.
    • IF the principal cannot be present, the Power of Attorney document must be signed by both the principal and the POA and MUST be notarized.
    • If a Power of Attorney is to be added without the principal present, the new Signature card and addition of POA form must be signed and notarized before the addition is final.
  • The Power of Attorney must state what transactions or type of banking the POA is allowed to conduct. This can include but is not limited to:
    • Deposits
    • Withdrawals
    • Opening/Closing accounts
    • Update or designate beneficiaries
    • Access Safe Deposit Boxes
    • Access IRA's
    • Sign Loan Documents
    • Utilize Online Banking
  • For further inquiries, you may visit your local branch or contact a Resource Specialist via live chat or 636-728-3333.