This type of account is set up for tax purposes by a Custodian for the purpose of managing funds used to benefit an individual under the age of 18. Uniform Transfer To Minors accounts are also referred to as Uniform Gift To Minors accounts.
Required Documents
Since this account is being opened for tax purposes, there is no court paperwork needed to open the account. We do need:
- The minor's Social Security Number
- The Custodian's valid ID
Additional Information
There are a few stipulations for these types of accounts.
- This account cannot have beneficiaries
- A successor custodian can be named
- Ineligible for any checking account or ATM/Debit card
- May opt to open a Money Management savings as well, but no checks will be allowed to be written from the account.