In order for your ODP to become active, your account needs to show 60 days of good activity. This includes regular deposits totaling your ODP limit, no negative balances and appropriate use of the debit card. If you are unsure whether your ODP is active or not, you may visit a branch or call the ODP department at 636.728.3305.
For the Insufficient Funds & Overdraft Privilege Disclosure Policy click here.