First Community Credit Union

Overdraft Privilege (ODP) is offered on each of our checking accounts. The Checking 1 has a $400.00 limit, while our reward checking accounts (First Rate an...

Checking I and Checking II* have a $400.00 overdraft limit. Cashback Checking and First Rate Checking accounts have a $700.00 overdraft limit. Keep ...

In order for your ODP to become active, your account needs to show 60 days of good activity. This includes regular deposits totaling your ODP limit, no nega...

All of our accounts are equipped with Overdraft Protection. This means any available funds in your share savings account (00) will automatically be transfer...

Funds will still be transferred from your share savings (00) automatically to cover overages in your checking account. If the item the funds are being tra...

First, we would pull the funds from your share savings account to cover the difference of a transaction, then your Line of Credit (if applicable) and finall...

Uncollected Fund(s) fees happen when an item attempts to clear and the current available balance is less than the amount of the item attempting to clear the...